Hiring a Personal Injury Lawyer

Special Report:

Attorney Callis Childs Reveals How Hiring a Personal Injury Lawyer After An Accident Can Put More Money In Your Pocket Than You Can Get Yourself

If you were injured in any kind of accident that wasn’t your fault, insurance companies become involved in your settlement. There’s something, though, that your own insurance company and all other insurance companies don’t want you to know.

Are you ready? Here’s the secret . . .

Insurance Industry Studies Reveal That a Personal Injury Attorney Can Get You More Money in Your Pocket than You Can Get Yourself.

This is why insurance companies don’t want you to have an attorney involved in any settlement they might offer you. Yes, your own insurance company, too. Rather, the companies and agents want to settle your claim without an attorney involved. And as quickly and as inexpensively as possible. That’s their job. The companies make more money that way.

That’s great for them. But it may not be fair to you. I’m both angry and sorry about this fact. But that’s the truth.

If you asked the insurance agent of the person who caused your injuries about this fact, if he’s honest he will give you an honest answer. But, if you don’t even know you should ask the question, that agent may very well not ever talk about this fact.

In all too many cases they’ll simply tell you that “you don’t need an attorney.” If an agent tells you that, don’t believe it you do need an attorney. They are betting that you will not know your rights or the law, will not know how to negotiate your claim, and that you will not hire an attorney to protect you throughout the process.

This, despite the fact that independent studies and the insurance industry’s own studies show that people get more money in their pockets if they hire an attorney.

Just a couple of studies, though, is all I need to show you the truth of what I’m saying. (to read the results from many more studies, go to my website at www.arkansas-injury-lawyer.com and click on the link called Accident Injury Studies).

First, is a rather dramatic CNN expose from 2007 entitled “Insurance Companies Fight Paying Billions in Claims,” was televised on February 07, 2007. http://www.cnn.com/CNN/Programs/anderson.cooper.360/blog/2007/02/insurance-companies-fight-paying.htmls. Anderson Cooper 360 investigated how insurance companies get out of paying accident victims billions of dollars

In this investigation, CNN looked at how Allstate handled its auto insurance claims, including one woman, Roxanne Martinez, when her car was hit in Santa Fe, New Mexico. Her medical bills and lost wages added up to $25,000 and Allstate offered her only $15,000 to settle. Roxanne, not knowing what to do, hired a lawyer. After fighting Allstate in court with the help of her attorney, a jury awarded Roxanne $167,000, which it felt she was entitled to receive.

According to this expose, 10 of the 12 top auto insurance companies are doing what author and law professor, Jay M. Feinman, calls the 3 D’s “Delay, Deny, and Defend” in order to save their companies money. According to Feinman’s book–which was published in 2010–this strategy was first introduced in the 1990′s as a way for insurance companies to cut their losses, and decrease costs.

However, they soon realized that they could increase their profits and make billions of dollars for their shareholders by denying legitimate claims as well. (Feinman, Jay M. Delay, Deny, Defend: Why Insurance Companies Don’t Pay Claims and What You Can Do About It, Penguin /Portfolio Publishing, New York, NY, 2010).

As the book explains, if you are hurt in a minor accident, these companies will usually delay handling your claim, deny that you were even hurt, and possibly defend their decision in a long drawn-out court battle unless or until you are protected by a lawyer.

Another insurance industry strategy, according to this book and to Anderson Cooper 360 in “Keeping Them Honest: Insurance Battle” is to discourage claimants from hiring representation and to force them to walk away with a small first-time offer http://www.youtube.com/watch?v=IvPW087RiJ8s.

In fact, one former claims adjuster for Allstate, Shannon Kmatz, told CNN that she would offer parties as little as $50 in some auto accident cases. Ms. Kmatz said that people would just take the $50 fearing that if they did not, they would get nothing. It was Allstate’s belief, like most insurance companies, that people would not wait or sue and in most cases would not even hire an attorney.

Moreover, in the Allstate training manual that CNN obtained, adjusters were instructed to force “smaller walk-away settlements.” Allstate believed that people would just walk away with their first offer and the smallest amount of compensation possible even if it was not enough to cover their expenses.

What does this mean to you if you get in a wreck? It’s simple: without an attorney to protect injured parties and advise them of their rights, people simply walk away from billions of dollars that insurers keep for themselves which rightly belongs to the injured parties as compensation for their injuries. http://www.cnn.com/CNN /Programs/anderson.cooper 360/blog /2007/02/insurance-companies-fight-paying.html.

For example, you can recover general damages (i.e. pain and suffering) in addition to recovering your out-of-pocket expenses (i.e. medical costs and lost wages). But, even after paying lawyer’s fees, a client can get a lot more money than is required to pay all of out of pocket expenses. In other words, the benefits of hiring an attorney are much greater. (88 California Law Review 2421, 2000).

Here’s what another study showed: According to the 1999 Consumer Panel Survey of Auto Accident Victims, “Paying for Auto Injuries,” injured people received an average of 40% more money when hiring an attorney to represent them versus representing themselves (“Paying for Auto Injuries: A Consumer Panel Survey of Auto Accident Victims,” Insurance Research Council, 1999, pg. 45-52).

In addition to obtaining compensation, attorneys do other things for auto wreck victims. Briefly these services include: filing a claim or lawsuit, negotiating settlement with the other driver or his/her auto insurer, handling denial of the claim by the insurance company, the other driver not being insured, dissatisfaction with the amount of money offered, and delay in getting the claim settled (“Paying for Auto Injuries: A Consumer Panel Survey of Auto Accident Victims,” Insurance Research Council, 1999, pg. 7).

Here’s What This Means to You.

If you’ve been hurt in an accident and it wasn’t your fault, you really, really should hire an attorney so you don’t get taken advantage of. Unfortunately, this happens all the time.

When you hire me as your attorney, you’ll get someone dedicated solely to handling injuries just like yours and dealing with all types of accidents. I’m here to guide you through every step of the process.

We Work Hard to Get You the Best Outcome Possible and The Most Money In Your Pocket. Here’s some of the actions we take:

1. Bring in our own investigators.
2. Preserve evidence and file necessary court documents, etc
3. Take statements of opposing parties, witnesses, etc.
4. Take photos, request medical records and any other relevant documents.
5. Hire experts to evaluate your case.
6. Answer your phone calls, e-mails, or arrange personal meetings at your convenience.
7. Work with you to find and arrange any necessary medical care, medical specialists and financial resources (such as medical payments coverage) to assist with the costs of such care.

So, if you ever have an auto wreck (or any other type of accident) that isn’t your fault, then call me for a free consultation concerning your wreck. You’ll get straight talk about it, and you’ll learn your options. My number is 501-327-1700.

Sincerely,

Callis L. Childs

I’d Like To Do Something Special For You..Absolutely FREE Of Charge And Without Further Obligation!

I’d like to buy you an hour of my time to discuss anything that may concern you about your injury claim. So please call me now at 800-537-5534 to set up your case review.

Personal injury, wrongful death, auto accident, motorcycle accident, boat accident, truck accident, SUV accident, spinal cord injury, brain injury, nursing home abuse, work related injury, backpain, major insurance claims